Saving is an important part of the frugal lifestyle, but it's easy to put off. You don't have enough money; you have too much debt; you don't know where to start. There are lots of excuses that you could make, but none of them will put more money in the bank. So why not make this the year that you stop making excuses, and start saving?
If you read the forum, you know my freezer is currently stuffed with pumpkin puree and greens (enough to feed all of you). There's also freezer jam, homemade tomato sauce, blackberries, peaches, cranberries, beans, dill, nuts (foraged or bought on sale), onions, peppers and flour. I wish I could say there was some ice cream, but sadly I finished that off last night (Must find another sale and soon!).
So, now that you know what's in my freezer, I want to hear what's in yours. Wow me with your frozen assets.
Master all the ways to save at Walgreens, and walk away with tons of free and cheap loot. Here's what you need to know to start saving today:
Take Advantage of Register Rewards
Register Rewards are coupons that print at the register when you purchase certain products. They can be used like cash on your next purchase (but there are rules1 about how they can be used). Check the weekly sales ad to find out which products are eligible for rewards this week.
Important Things to Know About Register Rewards:
Register Rewards (RRs) have expiration dates, so you don't want to hang on to them for too long
If you want to buy multiples of an item that qualifies for RRs, you'll have to do multiple transactions – ringing everything up in one transaction will cause you to only get one reward
If you buy a qualifying item in one transaction, and then buy the same item in a second transaction, using the RRs from the first transaction will cause you to forfeit your rewards from the second transaction (they simply won't print out)
The number of coupons and RRs that you're using cannot exceed the number of items that you're purchasing. So, if you're buying five items, you can only use five coupons
Sound confusing? Once you give it a try, it won't be.
Use Instant Value Coupons
Check the weekly sales circular for Instant Value Coupons that you can cut out and use on your next trip. If you don't get a Sunday paper, you can find them online:
Endcaps are those shelves that "cap off" the ends of aisles. Some of them hold sales items, some of them are used to showcase new items, but the very best ones hold clearance merchandise. Take a lap around the outer perimeter of the store to figure out where your Walgreens puts its clearance goodies. Then, check back regularly.
There are many bookshelves in my home with a lot of books on each one. I'm grateful that my family enjoys books as much as I do, but occasionally our collections get out of control and need to be pruned. If you have some chaos on your bookshelves, it doesn't take much to get them looking great.
Time Required: 30 minutes
Take everything off of the shelves. Taking everything off of the shelves accomplishes two main purposes. With everything off of the shelf, you'll be able to clean and dust more efficiently. More importantly, you will have a clean slate to begin replacing the items you really want to keep.
Dust down the inside and outsides of the shelf.Using a clean dry dusting cloth, wipe down the entire shelf. Begin at the top and work your way down the inside and the outside of the shelf. If there are any sticky and dirty spots on the shelf, lightly clean with mild dish soap and water, before drying the area completely.
Choose what to keep. This might be the part that is hardest to do. Make sure that all the items you keep are ones that you love, plan to use, or cannot replace. Anything that doesn't fit that criteria, needs to go. These items can be donated or given away. Box them up and make plans on where you'll be taking them. The sooner you can get them out of your house, the less tempted you'll be to re-clutter your shelves.
Rearrange items on the shelves. Decide on how the arrangement will best fit and look visually appealing on each shelf. Are you going to organize books by topic, by author, by size, or by color? Play around with having books placed vertically and horizontally. Vertically stacked books can double as bookends and add interest to your bookshelves. Use decorative boxes to store items like the USB cables to your camera, the chargers for your MP3 players, etc. Don't be afraid to add non-book items to your bookshelves to break up the space and add additional interest.
The Church of Jesus Christ of Latter-day Saints has wonderfulfinancial resources to help individuals and families eliminate debt. One great resource is the Debt-Elimination Calendarwhich can help you reduce or eliminate unnecessary debt.
I have personally used this debt-elimination calendar, which helped my family eliminate several $1,000's in debt. See the sample chart in this article and follow the instructions for making your own debt-elimination calendar to help you more quickly and easily pay off your creditors.
There's a powerful scripture in The Book of Mormon that gives great hope to those who are suffering affliction and injustice from others- as long as they are pure in heart:
"But behold, I, Jacob, would speak unto you that are pure in heart. Look unto God with firmness of mind, and pray unto him with exceeding faith, and he will console you in your afflictions, and he will plead your cause, and send down justice upon those who seek your destruction.
"O all ye that are pure in heart, lift up your heads and receive the pleasing word of God, and feast upon his love; for ye may, if your minds are firm, forever." (Jacob 3:1-2).
Having a pure heart is to be like Jesus Christ and to achieve Zion:
"And the Lord called his people Zion, because they were of one heart and one mind, and dwelt in righteousness; and there was no poor among them.
"And Enoch continued his preaching in righteousness unto the people of God. And it came to pass in his days, that he built a city that was called the City of Holiness, even Zion." (Moses 7:18-19)
The Lord is aware of our trials and temptations. He asks that we have faith and keep His commandments.
As you become pure in heart, trust Him, and "pray unto him with exceeding faith" He will "console you in your afflictions, and he will plead your cause, and send down justice upon those who seek your destruction."