|Ways to Stop Emotional Credit Card Spending |
You might be an emotional credit card spender if you go on spending sprees to make yourself feel better or even because you're already feeling good. It's important to recognize when your emotions drive your spending habits and replace those spending urges with something less expensive.
|Recognize Impulsive Credit Card Spending |
Emotional and impulsive credit card spending are different, but impulsive credit card spending can be based on emotion. Impulses are uncontrollable and often unconscious urges. It may be harder to pick up on impulsive credit card spending which is why a little more attention must be paid.
|Is Clutter Contributing to Your Debt? |
It may sound strange, but clutter can indeed cause you to overspend or even make your debt harder to manage because you can't find your bills - or your checkbook. Learn how clutter contributes to debt and how you can clear the clutter and your debt.
|Get Help Through Debtor's Anonymous |
Debtors Anonymous is a free support group to help people that have problems controlling their money and debt. If you show signs of a debt addiction, joining Debtors Anonymous may help you learn to resist the urge to spend.
|Join the Debt Diet Support Group |
Talk with other readers who are going through a debt diet. Share your successes and setbacks. Get motivation to pay off your debt.
Sunday, March 27, 2011
|Six Worst Credit Cards for Bad Credit|
Funny that three of the credit cards on this list are essentially the same card from the same issuer. They're issued under different names, but they have the same bad terms - 59.9% APR, $75 annual fee, and $300 credit limit.
|How to Get a Credit Card With Bad Credit |
Now that you know which credit card you shouldn't choose, learn how you should go about choosing a credit card to rebuild your credit.
|Low Security Deposit Credit Card |
If you're looking for a secured credit card, but don't want to put up a large security deposit, check out the Capital One Secured MasterCard. They've recently changed their terms and you could qualify for a security deposit as low as $49 depending on your credit history.
|Using Secured Credit to Rebuild Your Credit |
A secured credit card could be the gateway to getting approved for better credit card offers. Start by picking one that reports to all three major credit bureaus.